3 min read
HECS-HELP debt and its impact on borrowing capacity tends to be overlooked when applying for a home loan. This is equally important to consider however and affects you when applying for a home loan.…
5 min read
In July 2024, stage three of the government-legislated tax cuts will come into effect. Designed to allow Australians to pay less tax by simplifying the tax brackets, these savings could make a big difference to your home loan if you inject them into your mortgage.…
5 min read
Home loans are something that we tend to set and forget – to determine whether your home loan is optimally set up for you, it can be useful to conduct a home loan health check…
5 min read
Home loan pre-approval is the very first step in purchasing a property and is simply a conditional approval, indicating specific loan terms and your borrowing capacity.…
5 min read
Continuing on that path, we will cover the process of purchasing an investment property, what to look for in an investment and the team you need to help you do it.…
5 min read
In order to demystify the process of property investment, we have put together some information to help you understand where to begin, what to consider, the different ways you can make it happen and how your end goal can determine what you decide to purchase.…
8 min read
Even for the most qualified professionals, finding your dream home in the perfect location is no easy task. Not only is house-hunting difficult to begin with, but your ability to purchase may be significantly impacted by market conditions.…
5 min read
When weighing up loan options with different lenders, there is a perception that the interest rate is the most important thing to consider – nothing else matters and the lowest interest rate will mean the lowest cost over the life of a loan.…
3 min read
When applying for a home loan, people tend to overlook their HECS-HELP debt. This is equally important to consider however and affects you when applying for a home loan.…
3 min read
We covered the key terms first home buyers need to know, where to start the property purchasing journey and ensuring you have a broker that understands your profession. Today, we will continue to cover the key things for first home buyers in their journey to home ownership.…