5 min read
When weighing up loan options with different lenders, there is a perception that the interest rate is the most important thing to consider – nothing else matters and the lowest interest rate will mean the lowest cost over the life of a loan.…
3 min read
When applying for a home loan, people tend to overlook their HECS-HELP debt. This is equally important to consider however and affects you when applying for a home loan.…
3 min read
We covered the key terms first home buyers need to know, where to start the property purchasing journey and ensuring you have a broker that understands your profession. Today, we will continue to cover the key things for first home buyers in their journey to home ownership.…
3 min read
Recent changes to stamp duty exemptions in NSW got us thinking about important and often overlooked considerations that first home buyers need to be aware of.…
5 min read
Effective Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) policy is crucial in keeping the data and identity of our clients safe, as well as the community at large.…
5 min read
Ever wondered why you need to provide certain types of ID (that’s the one acronym we hopefully don’t need to define for you!) when applying for a loan? Also wondered why lenders ask lots of questions about who you are even when they have your ...…
5 min read
In last week’s article, we took you through your options when it comes to the fixed rate on your home loan expiring. This week, we will delve into the process and get the best rate possible.…
5 min read
Over the coming months, we’ll see a large portion of fixed rates on home loans expire. This can be a concerning and uncertain time, but at Credabl we’ve got you and we’re here to help. We sat down with our very own Paul Hastings and Lindsay Rose to get the details.…
7 min read
Over the past twelve months, there have been eleven interest rate rises, resulting in a current cash rate of 4.10%. People are now looking for the stability of a fixed rate, but the trickier part is predicting whether rates will come down and if fixing, what period to fix for.…
10 min read
This article covers how to ensure that your SFAs are correctly set up to minimize the potential risk of receiving an adverse assessment from the ATO.…
10 min read
SFAs, or Services and Facility Agreements, have become a hot topic at the moment due to their recent scrutiny. In order to help you navigate this complicated bit of tax law, we sat down with Julian Whitehead of Whitehead Legal to get a strong understanding of SFAs.…