When weighing up loan options with different lenders, there is a perception that the interest rate is the most important thing to consider – nothing else matters and the lowest interest rate will mean the lowest cost over the life of a loan.…

Even those of us who conscientiously save for a rainy day can find ourselves under financial pressure, reinforce the importance of asking your lender for help. You could consider this as your first step and is one of the best things you can do during tough times.…