HECS-HELP debt and its impact on borrowing capacity tends to be overlooked when applying for a home loan. This is equally important to consider however and affects you when applying for a home loan.…

In July 2024, stage three of the government-legislated tax cuts will come into effect. Designed to allow Australians to pay less tax by simplifying the tax brackets, these savings could make a big difference to your home loan if you inject them into your mortgage.…